alogram ai
We combat AI-Driven Credit Card Fraud
Solving AI-driven attacks with real-time, patented AI fraud detection and compliance automation
What we do
Payment fraud prevention to grow your business sustainably
Alogram's solution enables you to leverage payments in your SaaS business as a sustainable, long term growth strategy.
Bringing payments and other financial services in closer to your SaaS vertical business is a great way to add new revenue lines to your business and diversify your subscription model with an usage model. The overhead costs, however, for maintaining an in-house risk management team can erode your margins.
If you rely solely on manual review and conventional rule-based software technology to manage fraud and underwriting risk with your payments business, then you will be challenged to make payments a viable long-term growth strategy for your business.
Our solution uses machine learning models to identify fraud through all stages of your payments and financial services pipeline, enabling your team to focus on growing your customer offering and monetizing payments.
Product
Solve AI Fraud with Real-time AI
Combat Fraud
AI that goes beyond the payment transaction to monitor activity specific to your customers, your software, your industry.
Protect Reputation
Beyond the legal, regulatory, and direct costs of a security incident, damage to your brand and reputation can be immense and take years to recover.
Focus on Growth
Provide your risk management team with the AI they need, and enable your growth team to scale.
About us
The Team
d'artagnan osborne
d'Artagnan was coding way before it was cool, and now he is leading the charge in using AI to help SaaS companies fight fraud. He is all about building smart tech that clears out the noise and gives people the space to focus on what matters most. His mission is to deliver tools that work for people, not against them — bringing innovation that makes life simpler.
carol osborne
Carol is all about taking big ideas and turning them into real-world products that people love. With experience in launching innovative products in regulated industries, she focuses on making go-to-market strategies that actually connect with customers. Carol keeps things simple, scalable, and built for the real world.
TRUST CENTER
We designed our platform from the ground up to protect your data and uphold the highest standards in privacy, security, and compliance. Our fraud detection and management technology is protected by U.S. Patent No. 12,400,164, with additional IP in development to further advance AI-native risk detection and compliance automation.
In Progress:
Platform Health
Service
Fraud Detection API
Models & Agent Decisions
Data Processing Pipelines
User Authentication
Mobile Services
Cloud Infrastructure (US Region)
Cloud Infrastructure (Europe)
Status
contact us
© 2025 Alogram Inc. | U.S. Patent No. 12,400,164
contact us
© 2025 Alogram Inc. | U.S. Patent No. 12,400,164
Term of Use
Updated October 18, 2024
Acceptance of Terms
These Terms of Use ("Terms") apply when you use the websites of Alogram Inc. and our affiliates (collectively, “Site”). Understanding these Terms is important because by using the Site you are agreeing to these Terms. If you do not agree, do not use the Site.
When we reference “Alogram,” “we,” “us,” and “our,” we mean Alogram Inc. and its affiliates.
We may change, modify, add or remove portions of these Terms at any time by posting a revised version on the website and including a revision date. Your continued use of the Site following the posting of a revised version means that you agree to the revised Terms.
You must be at least 18 years old to use the Site. If you use the Site on behalf of another person or entity, you must have the authority to accept the Terms on their behalf.
Content
The page designs, page interactions and digital assets including text, graphics, images, videos, documents, logos, trademarks, artwork, source code on the Site (collectively, “Content”) are owned, controlled, licensed by or granted use to Alogram and is protected by law. No part of the Site shall be copied, reproduced, distributed, published, or otherwise used without our express previous written consent unless otherwise stated in these Terms.
You may use information or documentation regarding our products or services for non-commercial purposes as long as you do not alter them or distribute them. We make no warranties on the information or documentation that you may use in this way.
Use of the Site
We grant you a personal, non-exclusive, non-transferrable, revocable right to enter and use the Site in accordance with these terms for so long as you comply with these Terms and all applicable laws. We own all rights, title, and interest in and to the Site and its Content.
Restrictions on Use
You may not (a) use the Site in any way that is unlawful or prohibited by these Terms or that infringes on the rights of us or others; (b) use any automated or programmatic methods to input or extract data from the Site; (c) interfere, harm or disrupt the Site in any way; (d) explicitly probe or test for vulnerabilities in the Site.
Security
During the use of the Site if you discover any vulnerabilities or breaches related to your use of the Site, you must promptly contact us and provide details of the vulnerability or breach. Our email address is provided in the Contact section of these Terms.
Payments
We process payments through third-party providers (Chargebee and GoCardless). Your use of the website’s payment features is subject to their respective Terms of Service.
Third Party Services
We are not responsible for any third party websites, software, services or other products you use in connection with the Site; third party software is subject to its own terms.
Relationship to the Parties
Our relationship is an independent contractor relationship and neither party will have the power to bind or incur obligations on the other’s behalf without the other party’s written consent. These Terms do not create a partnership, a joint venture or an agency relationship between you and Alogram.
Confidentiality
Confidential Information includes information or communications designated as confidential by Alogram, and/or business information that is not public. During your use of the Site you may be given access to Confidential Information. You may use Confidential information only as may be necessary to use the Site, or as directed at the time you were given access. You may not copy, share, sell, reproduce, distribute, or make public any Confidential Information to any third party.
You may disclose Confidential information when required by law, upon a valid court order, or upon mandate from a valid government authority if you provide reasonable prior written notice to us. In such a case, you agree to reasonably limit the scope of information disclosed to only what is needed in the context of the request from the government authority and to assist us in challenging the disclosure if and when possible.
Privacy
Our Privacy Policy applies to use of this Site and can be viewed here.
Term and Termination; Violation of Terms; Remedies
Termination
These terms take effect when you first use the Site and remain in effect until terminated. You may terminate these Terms at any time for any reason by discontinuing the use of the Site and Content.
Violation
We may in our sole discretion and without prior notice, terminate or suspend your access to the Site if we believe you have violated these Terms or other policies governing the Site, if your use poses a security risk to us or any third party, if we suspect your use is fraudulent or in violation of the law, or could subject us or others to liability.
Effect of Termination
Upon termination, you will stop using the Site and you will promptly return and destroy any Confidential Information.
Remedies
You acknowledge that breach of these Terms will cause irreparable harm to us and you consent that we may obtain injunctive or equitable relief as we deem necessary to recover costs associated with seeking such injunction. These remedies are in addition to any other remedies we may have as provided by law.
Indemnification
To the maximum extent permitted by law, you agree to indemnify, defend and hold Alogram, its personnel, its affiliates, subsidiaries, shareholders, predecessors and successors in interest harmless from any claims, demands, loss, liability, loss or expenses (including attorneys’ fees) arising from or in connection with your use of the Site, your breach of these Terms, or violation of applicable law.
Disclaimer of Warranties
TO THE EXTENT ALLOWED BY APPLICABLE LAW, WE PROVIDE THE SITE “AS IS” AND “AS AVAILABLE” WITHOUT ANY EXPRESS, IMPLIED, OR STATUTORY WARRANTIES. WE DISCLAIM ALL WARRANTIES INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SATISFACTORY QUALITY, NON-INFRINGEMENT, QUIET ENJOYMENT, AND ANY WARRANTIES ARISING OUT OF ANY COURSE OF DEALING OR TRADE USAGE. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ACCURATE OR FREE OF ERRORS, OR THAT ANY CONTENT WILL BE SECURE OR NOT LOST OR ALTERED. YOU ASSUME ALL RESPONSIBILITY FOR YOUR USE OF THE SITE. YOUR SOLE REMEDY AGAINST ALOGRAM FOR DISSATISFACTION WITH THE SITE OR ANY CONTENT IS TO STOP USING THE SITE OR SUCH CONTENT. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN ALOGRAM AND YOU.
Limitation of Liability
TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, NEITHER ALOGRAM NOR ANY OF OUR AFFILIATES OR LICENSORS WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING DAMAGES FOR LOSS OF REVENUE OR PROFITS, GOODWILL, USE, OMISSIONS, DATA OR OTHER LOSSES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Governing Law
Your use of the Site and its Terms shall be governed by the State of California located in the USA, regardless of conflict of law rules. You agree to the personal and exclusive jurisdiction of the federal or state courts located in San Diego County, California, USA.
Dispute Resolution
We are committed to working with you to address concerns that may arise in connection with your use of the Site. In the event that a dispute does arise, you agree to attempt in good faith to resolve it together. If we are not able to resolve the dispute within a reasonable time, then either party may submit to mediation. If the dispute cannot be resolved through mediation then either party shall be free to pursue any right or remedy available to them under applicable law. Any claims under these Terms must be brought within twelve (12) months after the event giving rise to the cause of action otherwise such claim will be barred.
Other General Terms
Intellectual Property
You may not use brand names, trademarks, images or logos of Alogram, the Site, or any of its affiliates.
Alogram’s fraud detection and management technology is protected by U.S. Patent No. 12,400,164.
Additional intellectual property is in development to further advance AI-native risk detection and compliance automation.
Waiver
If you do not comply with these Terms and we do not take immediate action, this does not mean we are giving up any of our rights.
Severability
If any provision in these Terms is determined to be invalid or unenforceable by a court of competent jurisdiction, that provision will be enforced to the maximum extent permissible and will not affect the enforceability of any other provisions in the Terms.
Links to Third Party Sites
We may include links to third party sites as a convenience to you. These links are not under our control and we are not responsible for the contents and data transmission of any linked site or any link contained within a linked site.
Feedback
Any feedback you provide shall be deemed non-confidential and we may use it without restriction or compensation to you.
Assignment and Delegation
You may not assign, transfer or delegate any rights or obligations under these Terms and any attempt to do so shall be automatically void and null. We may assign these Terms in connection with one of our subsidiaries, merger, acquisition, or restructuring/reorganization of the company.
Unsolicited Ideas
We appreciate your excitement and ideas regarding our products and services. However, we do not accept unsolicited ideas for website content, marketing strategies, technologies, products or services because we wish to avoid any potential ambiguity or similarity of such unsolicited submissions that may be similar to existing or future Alogram creations.
Contact
For general questions or comments about the Site or the Terms, you may email us as [email protected]. Please note that we do not commit to providing a reply to any communications you send to us, nor are we responsible for the confidentiality of any information you send to us.
Notices
Any notices or communications required or permitted by these Terms will be in writing. Service will be deemed given seven (7) days following the date sent by courier. We accept written service of process at the following address:
Alogram Inc.
c/o CT Corporation System
330 North Brand Blvd. Suite 700
Glendale CA, 91203
Claims of Copyright Infringement
We respect the intellectual property rights of others. If you believe that your intellectual property rights have been infringed upon, please email us and include (a) description of the copyright material that you believe has been infringed upon, (b) your name, address, phone number and email address, (c) owner name or authorized agent of the copyright material.
Attn: Legal Department/Copyright
Email: [email protected]
Entire Agreement
These Terms, together with all policies incorporated in these Terms contain the entire agreement between you and Alogram regarding use of the Site and supersedes any prior agreements, communications, or understandings previously existing between you and Alogram with regard to use of the Site.
@ Alogram 2025© 2025 Alogram Inc. | U.S. Patent No. 12,400,164
Privacy Policy
Updated July 14, 2025
At Alogram, your data privacy and protection matter deeply to us—we take them seriously because we know you do too. Whether you're visiting our website, using our services, or simply exploring what we offer, we believe you should understand how your data is collected, used, and protected.This Privacy Policy explains how Alogram Inc. and its affiliates (“Alogram,” “we,” “our,” or “us”) collect, use, disclose, and safeguard personal information through our website (“Site”), web applications, APIs, mobile services, and other platforms or tools we provide (collectively, the “Services”).It applies to personal data collected both directly from users and indirectly from our customers in the course of delivering our fraud prevention and analytics services. Please review the details below to understand our privacy practices, and feel free to reach out to us using the contact information at the end of this Policy if you have any questions.
Information Collected
You may provide information to us in the following ways:
Contact us for a general inquiry
If you contact us using a form on our Site, we may collect your name, email address, phone number, and any message you submit, so that we can respond to your inquiry.Note: Please do not submit sensitive or financial information (e.g., bank details, passwords, government IDs).Requesting Product or Service Information
We may offer forms allowing you to sign up for updates about our software products or services. These forms may ask for your name, email address, and phone number so we can send relevant updates or future offerings.Note: Submissions are voluntary and we are not obligated to respond.Exploring Careers at Alogram
If you're interested in career opportunities, you may submit your name and contact details. While we may contact you about current or future roles, we do not guarantee a response or job offer.Note: Do not include sensitive data in submissions.Customer & Client Use of Our Fraud Detection Services
If you are a customer or user of our services, we may collect data submitted by you or your organization to deliver and improve our fraud detection and analytics capabilities. This may include structured data, logs, and usage patterns, subject to contractual terms and our Privacy Policy and Terms of Service.
Website Analytics & Cookies
We may use third party tools such as Google software technologies including website tools and analytics that allow our team to understand and improve the usability and your experience on our Site. The data collected for the purpose of website analytics may include your internet IP address, device type, the browser you are using, and the pages or components within a page you have visited or clicked on. We may use cookies on our Site for purposes of collecting usage analytics or for providing functionality around our experiences. A cookie is a piece of information sent to your browser by the website you visit. Whether you accept cookies is your choice. Web browsers allow you to configure how cookies are blocked/accepted/managed.
Aggregated & De-Identified Information
We may aggregate and/or de-identify Personal Information for the purpose of analysis, for example market research or company analytics, and share statistics and metrics with third parties or make that information generally available. The data used in the statistical analysis and/or metrics will remain de-identified and/or anonymous.
How we use the Information
We may use Personal Information for the following purposes:
To communicate with you;
To research, develop and improve our products and services;
To improve the usability and experiences on our Site;
To protect you and/or our rights, privacy, safety, and property;
To detect and prevent prohibited or restricted activities listed in our Terms of Use;
To comply with legal mandates;
To operate and maintain our Site, products and services. For example our technology providers, web hosting, email services, survey services, newsletter services;
To complete a Change of Control transaction, for example if we sell, merge, restructure or reorganize our business we may assign or transfer our Site, products, services, assets and property. If this occurs, your Personal Information may be disclosed as part of the due diligence process with the involved parties;
To transfer property to one of our affiliates, for example a company that is controlled by us, that we control or is jointly controlled.
How we may disclose your personal information
Third Parties
We disclose personal information only to third parties as needed to operate, support, and improve our services. These third parties fall into the following categories:
Cloud infrastructure providers (e.g., to host our services and store data securely)
Billing and payment processors (e.g., to manage customer transactions)
Customer support and communication platforms (e.g., to provide assistance and respond to inquiries)
Analytics providers (e.g., to help us understand how our services are used and improve performance)
Survey and newsletter tools (e.g., to collect user feedback or deliver communications)
Security and fraud prevention providers (e.g., to protect accounts and detect suspicious activity)
Other service providers that assist us in delivering or improving our services
These service providers act as our agents and are contractually required to use personal data solely to provide services on our behalf, and in accordance with our instructions.If we intend to disclose your personal information to a third party that is not acting as our agent or service provider, we will provide you with a clear opportunity to opt out of such disclosure before it occurs.
Legal Disclosures
We may also be required to disclose personal information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.
Your Rights
You may have different rights surrounding your Personal Information depending on where you reside. These rights may include confirming, accessing, updating, deleting, transferring, restricting, or withdrawing your consent surrounding the use of your Personal Information.If we intend to use your personal information for a purpose that is materially different from the purpose for which it was originally collected, or subsequently authorized by you, we will provide you with clear notice and an opportunity to opt out before such use occurs.To exercise your rights, including opting out of certain uses or disclosures of your personal information, please contact us at the email address provided in the “Contacting Us” section below. We may need to verify your identity before processing your request.
Residents of the European Union, United Kingdom
Alogram complies with the EU-U.S. Data Privacy Framework (EU-U.S. DPF) and the UK Extension to the EU-U.S. DPF, as set forth by the U.S. Department of Commerce. Alogram has certified to the U.S. Department of Commerce that it adheres to the EU-U.S. Data Privacy Framework Principles (EU-U.S. DPF Principles) with regard to the processing of personal data received from the European Union and the United Kingdom in reliance on the EU-U.S. DPF and the UK Extension to the EU-U.S. DPF. If there is any conflict between the terms in this privacy policy and the EU-U.S. DPF Principles, the Principles shall govern. To learn more about the Data Privacy Framework (DPF) Program, and to view our certification, please visit https://www.dataprivacyframework.gov/If you are a resident of the EU, UK, or Switzerland and your personal information has been transferred to the United States under the Data Privacy Framework (DPF), you have the right to:
Access, correct, or delete your personal data;Limit the use and disclosure of your personal data;Seek recourse if you believe your data has been handled in violation of the DPF Principles.
We have implemented internal policies and procedures to ensure ongoing compliance with the DPF Principles and this Privacy Statement. Any employee, contractor, or third party acting on our behalf who violates these privacy commitments is subject to appropriate action in accordance with our company policies and contractual obligations. If you have a question or complaint regarding our compliance with the DPF, we encourage you to contact us directly using the email address provided in the “Contacting Us” section below. We will make every effort to resolve your concern promptly. If we are unable to resolve your concern directly, you may file a complaint with our independent dispute resolution provider, JAMS. This service is provided free of charge. To learn more or submit a complaint, please visit:https://www.jamsadr.com/DPF-Dispute-ResolutionIf your complaint is still not resolved through the above channels, you may have the option to invoke binding arbitration as a last resort. Binding arbitration is available to address certain residual complaints about personal data that have not been resolved by other means, subject to the conditions set forth in Annex I of the DPF Principles.We are responsible for the processing of personal data we receive under the DPF and for any onward transfers to third parties acting on our behalf. We comply with the DPF Principles for all such transfers and remain liable if those parties process your personal data in a manner inconsistent with the Principles.We are subject to the investigatory and enforcement powers of the U.S. Federal Trade Commission (FTC).For more information, visit: www.dataprivacyframework.gov/
California
You have the following rights in California:
The right to know about the personal information a business collects about them and how it is used and shared;
The right to delete personal information collected from them (with some exceptions);
The right to opt-out of the sale or sharing of their personal information; and
The right to non-discrimination for exercising their CCPA rights;
The right to correct inaccurate personal information that a business has about them; and
The right to limit the use and disclosure of sensitive personal information collected about them;
We may disclose the following Personal Information to our vendors and service providers, law enforcement and/or parties involved in business change of control events (for example, a merger and acquisition):
Identifiers; for example your contact information
Network activity; for example your interactions when you use our Site
Geolocation data; for example, your location when you use our Site
Professional information; for example, if you provide your employment history through our Site
Commercial Information; for example, understanding your interest in our current or future products and services
For more information regarding your rights in California you can visit the CCPA website https://oag.ca.gov/privacy/ccp. To make a request, you may contact us using the email address listed in the Contacting Us section of this Privacy Policy.
Retention and Security
We maintain your Personal Information for as long as you use our Site, as may be required for legal and compliance purposes, or as needed for other business or commercial purposes which have been outlined in this Privacy Policy.
Your information is important to us and you and we use commercial technologies and security measures to protect and secure your data against unauthorized access and misuse. No technology or security measures are perfect however and cannot guarantee the security of your information. Internet and email transmission is never fully secure or error free so please use diligence in determining which data you send to us.
Site Location
We use commercial services located in the United States for our Site. By using our Site, you consent that your Personal Information will be transferred from your location to servers in the United States.
Changes
We may change, modify, add or remove portions of these Privacy Policy at any time by posting a revised version on the website and including a revision date. Your continued use of the Site and/or providing Personal Information to us following the posting of a revised version, or notifying you in another way, means that you agree to the revised Privacy Policy.
Contacting Us
If you have questions or concerns regarding this Privacy Policy, or would like to make a request regarding your Personal Information you can contact us at [email protected]
@ Alogram 2025
Alogram Inc. - Subscription Terms of Service (TOS)
Effective Date: October 16, 2024
Welcome to Alogram Inc. These Terms of Service ("TOS") govern your use of the SaaS services provided by Alogram Inc. (“Company,” “we,” or “our”). By subscribing to any of our subscription tiers (Starter, Growth, or Scale), you agree to these terms.
1. Subscription Plans
We offer three subscription plans:
Starter: $1,000 per month, up to 50,000 fraud predictions per month. Overage fee of $0.15 per prediction above 50,000. Includes AI-powered fraud predictions.
Growth: $7,000 per month, up to 500,000 fraud predictions per month. Overage fee of $0.10 per prediction above 500,000. Includes AI-powered fraud predictions.
Scale: $20,000 per month, up to 5 million fraud predictions per month. Overage fee of $0.05 per prediction above 5 million. Includes AI-powered fraud predictions.
Note: All fees quoted exclude sales taxes where applicable.
2. Account Creation
To access our services, you must create an account. You are responsible for safeguarding your account credentials and ensuring they are not shared with unauthorized users. Any activities conducted under your account are your responsibility.
3. Billing and Renewals
Payments for subscriptions to our services are processed through third-party provider GoCardless, exclusively via ACH (Automated Clearing House) or bank transfer. By subscribing to our services, you agree to the Terms of Service and Privacy Policies of GoCardless. We do not store your banking information; all payment details are securely processed by GoCardless in compliance with industry-standard regulations.
Fees are automatically deducted from your bank account at the beginning of each billing cycle.
Subscriptions renew automatically unless canceled before the renewal date.
Payments will be processed by Chargebee, using GoCardless as the payment gateway, on a monthly basis.
Additional fees may apply for usage exceeding your plan’s limits.
You agree to pay all fees associated with your subscription, including taxes, and overage charges for fraud predictions that exceed the limits of your plan.
Any changes in pricing will be communicated at least 30 days prior to implementation.
Prorated billing will apply if you upgrade your plan during a billing cycle.
Downgrades or cancellations do not qualify for prorated refunds.
All subscription fees are billed on a monthly basis unless otherwise stated. You agree to pay the applicable subscription fees via ACH/bank transfer and any other charges incurred in connection with your account, including any taxes, fees, or overage charges. Failure to pay these fees may result in the suspension or termination of your account. Overage fees apply if your usage exceeds the limits of your selected plan.
4. Usage Limits and Overage Charges
Each subscription tier has specified usage limits. If your usage exceeds these limits, additional overage fees will be charged as outlined in your plan. Overage fees will be billed at the end of the billing cycle.
5. Subscription Management
You may manage your subscription, including upgrades, downgrades, or cancellations, through the customer portal provided by GoCardless. Changes to your subscription will take effect at the start of the next billing cycle.
6. Refund Policy
Alogram Inc. offers a simple and transparent refund policy:
Refunds for Technical Issues: If you experience a technical issue that prevents you from accessing or using the service as intended, and we are unable to resolve it within 7 days, you may request a refund for the current billing period.
No Refunds for Change of Mind or Unused Services: Once a subscription payment is processed, refunds are not available for change of mind or unused services.
Pro-rated Refunds for Service Failures: In cases where a service outage or system failure is attributable to Alogram Inc. and significantly affects your usage for more than 24 hours, we will issue a pro-rated refund for the downtime based on the time the service was unavailable.
All refund requests must be submitted via email to [email protected].
For billing disputes, please contact us within 30 days of the charge in question. Disputes regarding ACH payments can be initiated through your bank, but we recommend reaching out to us directly for faster resolution to avoid service interruptions.
7. Service Availability and Modifications
We strive to ensure continuous availability of our services. However, we may perform maintenance or upgrades that may result in temporary downtime. You will be notified of planned outages via email or in-app notifications.
8. Data Collection and Use
By using our services, you agree that Alogram Inc. may collect, process, and use data provided by you, including but not limited to user interactions, transactions, and metadata. This data may be used for:
Improving and optimizing the service.
Training and enhancing machine learning models that Alogram Inc. may use commercially.
Anonymizing and aggregating data for research, reporting, and analysis purposes.
9. Data Ownership and Control
You retain ownership of any data you submit, upload, or generate through your use of the service.
By providing us with data, you grant Alogram Inc. a non-exclusive, worldwide, royalty-free license to use, process, and derive insights from the data for the purposes stated above.
Any personally identifiable information (PII) will be handled in compliance with our Privacy Policy here and applicable data protection laws (e.g., GDPR, CCPA).
10. Data Security
We prioritize the security of your payment data. Your bank account details are not stored on our servers but are managed by GoCardless, which complies with strict security and regulatory standards, including ACH network requirements.
13. Beta Release Disclaimer
You acknowledge that the service is in a beta release phase and may contain bugs, errors, or interruptions. The purpose of this beta phase is to collect feedback, test new features, and improve the service before a general release.
We do not guarantee uninterrupted or error-free service during the beta phase.
Features or performance during this beta phase may not be indicative of the final release version.
You agree that your use of the service during the beta phase is at your own risk, and the service is provided on an "as-is" basis.
14. User Feedback
By participating in the beta phase, you agree to provide feedback regarding your experience using the service.
Any feedback you provide, including suggestions, ideas, or improvements, becomes the sole property of Alogram Inc. without any obligation to compensate you.
We may use this feedback for any purpose, including enhancing and improving the service, and may incorporate your feedback into the final release.
15. Limited Liability During Beta Phase
Due to the beta nature of the service, Alogram Inc. disclaims all liability for damages or losses, including but not limited to data loss, interruptions, or errors, resulting from your participation in the beta release phase. Our liability is limited to the extent permitted by law, and in no event will Alogram Inc. be liable for any indirect or consequential damages arising from your use of the beta service.
16. Termination of Beta Access
We reserve the right to terminate or limit access to the beta phase of the service at any time, for any reason, without prior notice. Participation in the beta phase is voluntary, and we may restrict or revoke access at our sole discretion.
17. Data Handling During Beta Phase
Data submitted or generated during the beta phase may be subject to loss or deletion. We recommend that you maintain backups of your data. Alogram Inc. is not responsible for any loss of data during the beta phase, and any data you provide may be erased or reset before the full release.
18. Termination and Suspension
We reserve the right to suspend or terminate your account for any reason, including failure to pay subscription fees or breach of these terms. If your account is suspended or terminated, you will no longer have access to our services, and no refunds will be issued for the remaining billing cycle.
19. Limitation of Liability
Alogram Inc. will not be held responsible for any indirect, incidental, or consequential damages arising from your use of the services.
20. Account-Related Communications
By subscribing, you agree to receive transactional emails and communications related to your account, such as billing updates, payment reminders, and service notifications.
21. Marketing & Promotional Communications
You may also opt in to receive marketing and promotional communications from us. This includes product updates, special offers, and invitations to participate in beta programs. You can manage your communication preferences at any time by adjusting your account settings or contacting us at [email protected].
22. Amendments
We reserve the right to amend this TOS. Any significant changes will be communicated via email or account notifications. Continued use of the service after changes implies acceptance.
Alogram Inc. - Software License Agreement
Effective Date: October 16, 2024
This Software License Agreement ("Agreement") is between Alogram Inc. and you, the user. By subscribing to our SaaS service under any plan (Starter, Growth, or Scale), you accept and agree to the terms outlined in this Agreement.
1. License Grant
Subject to your subscription and compliance with the TOS, we grant you a limited, non-exclusive, non-transferable license to access and use our software in accordance with your chosen subscription tier:
Starter: Limited to 50,000 fraud predictions per month.
Growth: Limited to 500,000 fraud predictions per month.
Scale: Limited to 5 million fraud predictions per month.
2. Usage Restrictions
You may not sell, lease, sublicense, distribute, or otherwise commercialize the software.
You may not modify, reverse engineer, or attempt to extract the source code of the software, unless permitted by law.
Use of the software in a way that infringes on intellectual property rights, violates laws, or disrupts service is strictly prohibited.
3. Intellectual Property Rights
The software and all related intellectual property remain the property of Alogram Inc. This Agreement does not transfer any ownership rights to you. All trademarks, service marks, and trade names remain the exclusive property of Alogram Inc.
Alogram’s fraud detection and management technology is protected by U.S. Patent No. 12,400,164.
Additional intellectual property is in development to further advance AI-native risk detection and compliance automation.
4. Software Updates and Maintenance
You agree to install and use updates provided by us. These may include security patches, bug fixes, or new features. Failure to update may result in suspension or termination of the service.
5. Data Usage for Model Training
By using the service, you acknowledge and agree that Alogram Inc. may use data collected through the service to train and improve machine learning models. These models may be used commercially to enhance the service and other related offerings.
Any data used for model training will be anonymized and aggregated where applicable, ensuring that individual users cannot be identified.
No personal data will be sold or shared with third parties except as necessary to provide the services or comply with legal obligations.
6. User Control Over Data
You have the right to control certain aspects of how your data is used. You may contact us at [[email protected]] to request that your data be excluded from model training. However, opting out may impact the performance or availability of certain features.
7. Termination of License
Your license is valid as long as your subscription is active. Alogram Inc. may terminate this license immediately if you violate the terms of this Agreement or the TOS. Upon termination, you must cease all use of the software.
8. Limitation of Liability
Alogram Inc. is not liable for any damages arising from the use of our software, except in cases of gross negligence or intentional misconduct. The maximum liability will not exceed the fees paid for the current subscription period.
@ Alogram 2025© 2025 Alogram Inc. | U.S. Patent No. 12,400,164
User Acknowledgement
During the subscription process, users must agree to the following acknowledgment:
"I have read and agree to the Terms of Service and Software License Agreement. I acknowledge that Alogram Inc. may collect and use data generated from my use of the service to train machine learning models for commercial purposes, in accordance with the Terms of Service and Privacy Policy. I understand that the service is in beta, and I accept the risks and limitations associated with the beta phase."
@ Alogram 2025© 2025 Alogram Inc. | U.S. Patent No. 12,400,164
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© 2025 Alogram Inc. | U.S. Patent No. 12,400,164
Value proposition
AI-Powered SaaS Platform
Defending Payment Fraud
The Problem
SaaS platforms with integrated payments are prime targets for fast-evolving, AI-powered fraud.Traditional tools fall short - too slow, too rigid, and blind to novel threats - leaving revenue and customer trust exposed.
The Alogram Advantage
Unlike most fraud detection tools that operate at the surface (flagging only obvious or historical patterns), Alogram AI reads the full narrative of each transaction, not only judging a book by its cover.Alogram goes deep. Our platform models user behavior, entity relationships, and time-based patterns across sessions and accounts. It can detect synthetic identities, coordinated fraud rings, and behavioral anomalies that evolve over time — patterns invisible to rules-based systems or single-event classifiers.By continuously learning from full data context, Alogram uncovers deep, adaptive fraud tactics that conventional fraud systems miss.Alogram doesn’t just catch obvious fraud. We anticipates it.
Why Engineers Love Alogram
Alogram is built for modern SaaS engineering teams that need fast, secure, and scalable fraud prevention without the overhead.Fast Onboarding:
Get up and running in hours with OpenAPI-compliant SDKs, rich docs, and a guided sandbox environment.Simple Integration:
Drop-in RESTful APIs that plug into your existing payments, user events, and risk signals.Enterprise-Grade Security:
VPC-native deployment, encrypted data handling, audit logging, API key rotation, and RBAC built-in.Built for DevOps:
Fully CI/CD-ready with isolated dev, QA, and prod environments and webhook support for real-time feedback.Outcome:
Engineering teams ship faster, stay secure, and scale fraud defenses without adding tech debt.
© 2025 Alogram Inc. | U.S. Patent No. 12,400,164
Value proposition
AI-Powered SaaS Platform
Defending Payment Fraud
Increase Your Bottom Line
Manual fraud review is expensive, inconsistent, and difficult to scale.Staffing fraud ops teams around the clock drains resources that could be better deployed elsewhere.Alogram’s AI-powered fraud platform automates the detection, decisioning, and escalation process. This reduces your dependency on manual reviews and enables more efficient operations.
The Alogram Solution
Operational ROI at a Glance:80 - 90% reduction in fraud review workload through real-time automation.Re-allocate headcount to growth-driving or strategic initiatives, without increasing risk.Lower cost per transaction reviewed, especially at scale.Predictable, usage-based pricing that aligns with transaction volume (not FTEs).For example, reducing review workload by 80% could save $1–2M annually in labor costs—while maintaining low fraud loss and ensuring compliance.
Alogram helps you scale payments without scaling payroll.
© 2025 Alogram Inc. | U.S. Patent No. 12,400,164